Client-For-Life Guarantee 

At Upward Home Loans, we don’t believe in “one-and-done” mortgages.

When you work with us, you’re not just a transaction—you’re someone we plan to stay connected with for the long haul.

James takes seriously the responsibility that comes with helping you manage what is often the biggest financial commitment of your life. Too many people in this industry help you get the loan, collect their paycheck, and then disappear. James sees that as the wrong way to do business. His goal is to be a steady, reliable resource you can actually count on—year after year.

That’s why we offer an Annual Mortgage Review. Once a year, James will personally give you a call to:

• review how your mortgage is performing,

• check in on any life changes or future plans, and

• make sure you’re still in the best possible position—whether that means confirming you’re locked into a great rate or identifying opportunities to improve your strategy.

Because at the end of the day, Upward Home Loans is built on relationships—and James would love to earn not just your trust, but a lasting friendship.

MOdern technology 

At Upward Home Loans we are committed to offering you the best experience possible, with the most up-to-date technology and resources available. One way we do this is by giving you the Mortgage Coach Experience. We are part of the expansive community of Mortgage Coach professionals and take pride in providing you clear advice, simple charts, and detailed options to ensure the right loan choice is always clear for you.